10 Best Budget Exercise Bikes 2026 in the United States

The Schwinn Fitness IC3.5 Indoor Cycling Bike offers strong value for those seeking a budget-friendly exercise bike with advanced features. One of its standout aspects is the 100 levels of electronic magnetic resistance, which lets you fine-tune your workout intensity with ease, suitable for both beginners and more serious riders. The bike is designed to fit a wide range of users, supporting up to 300 pounds, and offers multiple handlebar positions plus an adjustable seat to help you find a comfortable riding posture.

Its LCD display provides useful workout info like cadence, heart rate (with compatible Bluetooth monitors), speed, and calories burned, keeping you informed during exercise. Connectivity with popular fitness apps like JRNY, Peloton, and Zwift adds variety and motivation, although these apps typically require separate subscriptions after a 2-month free trial. The bike is stable but on the heavier side at 85 pounds, which means it’s less portable, though built-in transport wheels help a bit. Additional comfort features include dual-sided pedals (compatible with SPD clips), adjustable footstraps, and a water bottle holder.

A corded power source requires a nearby outlet, and while the bike's footprint is fairly compact, it is not the smallest, so space could be a consideration. For users seeking a dependable indoor cycling bike that combines smart resistance control and app options without a high price tag, the Schwinn IC3.5 delivers a solid package, especially for those willing to invest in app subscriptions for a richer workout experience.

The Schwinn Fitness IC3 Indoor Cycling Bike is a solid option for anyone seeking an affordable indoor cycling experience. One of its major strengths is its flywheel, weighing 40 pounds, which offers a smooth and silent ride. The infinitely variable resistance system allows users to adjust the intensity of their workout easily, catering to both beginners and more experienced cyclists. Additionally, the bike includes dual-speed pedals with toe cages and clips, which provide flexibility depending on your preferred riding style.

Comfort is well addressed with the fully adjustable ventilated race-style seat and handlebars that can be moved forward or backward, ensuring a better fit for different body types. The inclusion of a multimedia device holder keeps users engaged during workouts, which is a nice touch for those looking to watch shows or listen to music while exercising.

In terms of portability, the bike's footprint is manageable, measuring 45 inches in length and 23 inches in width, which allows it to fit into smaller spaces. Its maximum weight capacity of 300 pounds is a significant advantage, accommodating a wider range of users. The bike features a friction resistance mechanism, which might not deliver the same longevity or smoothness over time as magnetic resistance systems found in more expensive models. This bike is quite heavy, weighing in at 100 pounds, which may make it less portable for some users who wish to move it frequently.

The Schwinn Fitness 290 Recumbent Bike is a solid choice for those looking for a budget-friendly exercise bike that offers a comfortable and versatile workout experience. It features a magnetic resistance system with 25 adjustable levels, giving you plenty of options to increase or ease the intensity of your workout. The seat is adjustable, which helps accommodate different body sizes and ensures comfort during longer sessions. With a maximum weight capacity of 330 pounds, it supports most users safely. The bike includes a 7-inch LCD display that offers 13 built-in workout programs, goal tracking, and fitness metrics, which can keep you motivated and help you monitor your progress.

A notable feature is its app connectivity through the JRNY platform, which provides access to hundreds of virtual courses and adaptive workouts, although this requires a subscription after the initial free trial. The bike is powered by a corded electric source and weighs 110 pounds, so it’s stable but not very portable if you need to move it often. Comfort is enhanced by adjustable footstraps and a built-in speaker for entertainment while you exercise. The footprint is moderate, so it fits well in most indoor spaces without taking up too much room.

Assembly might be a bit challenging for some, as the instructions are not very detailed. Also, the need for a power cord limits where you can place the bike. This bike is well suited for users seeking a reliable, comfortable recumbent exercise bike with a strong set of features and who are willing to invest time in setup and subscribe for enhanced workout experiences.